{"id":8361,"date":"2016-02-16T11:27:11","date_gmt":"2016-02-16T16:27:11","guid":{"rendered":"https:\/\/www.qceventplanning.com\/?p=8361"},"modified":"2016-02-16T11:27:11","modified_gmt":"2016-02-16T16:27:11","slug":"the-event-entrepreneurs-guide-to-planning-for-retirement","status":"publish","type":"post","link":"https:\/\/www.qceventplanning.com\/blog\/2016\/02\/the-event-entrepreneurs-guide-to-planning-for-retirement","title":{"rendered":"The Event Entrepreneur\u2019s Guide to Planning for Retirement"},"content":{"rendered":"<p>If you work in the event industry, you\u2019re a planning pro. Weddings, conferences, charity galas, anniversaries, kids\u2019 birthdays, graduations\u2026 you\u2019ve got it covered. But what about retirement? And no, we\u2019re not talking about retirement parties. We\u2019re talking about your retirement.<\/p>\n<p>Especially if your event planning business is just starting to take off, retirement can feel like a long way off. As you know from your work as a professional event planner, though, time passes fast, and skimping on the planning process in the early stages leads to trouble down the road.<\/p>\n<p>Owning a small business means the responsibility of planning for retirement is totally on you, which can be a scary thought to even the most organized planning professional. But don\u2019t worry\u2014we\u2019ve got tips to get you started on a sunny future for both you and your business.<\/p>\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_80 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title\" style=\"cursor:inherit\">Table of Contents<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 eztoc-toggle-hide-by-default' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/www.qceventplanning.com\/blog\/2016\/02\/the-event-entrepreneurs-guide-to-planning-for-retirement\/#Where_is_my_event_business_going\" >Where is my event business going?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/www.qceventplanning.com\/blog\/2016\/02\/the-event-entrepreneurs-guide-to-planning-for-retirement\/#My_business_is_my_baby%E2%80%94I_cant_sell_out\" >My business is my baby\u2014I can\u2019t sell out!<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/www.qceventplanning.com\/blog\/2016\/02\/the-event-entrepreneurs-guide-to-planning-for-retirement\/#But_how_do_I_make_my_business_attractive_to_buyers\" >But how do I make my business attractive to buyers?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/www.qceventplanning.com\/blog\/2016\/02\/the-event-entrepreneurs-guide-to-planning-for-retirement\/#Okay_Ive_got_a_goal_for_my_event_planning_business_Now_how_do_I_save_for_it\" >Okay, I\u2019ve got a goal for my event planning business. Now how do I save for it?<\/a><\/li><\/ul><\/nav><\/div>\n<h2><span class=\"ez-toc-section\" id=\"Where_is_my_event_business_going\"><\/span>Where is my event business going?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>This is the big question you have to ask yourself before you start creating a retirement plan. You\u2019re the business owner, so when you retire, what happens to your business? Will you close up shop? Will you sell it? Will you pass it on to younger relatives? Will it go to a partner or junior employee? Will you continue to own shares?<\/p>\n<p>You probably won\u2019t be able to settle this right away, especially if you\u2019re just starting out in the event planning business. It\u2019s impossible to predict exactly what your business will look like years down the road, and as it changes your plans for transferring your business will also change.<\/p>\n<p>Still, you\u2019ll need some sort of goal to organize your retirement planning, so think about where you\u2019d like to see your business after you retire and aim to work towards that.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"My_business_is_my_baby%E2%80%94I_cant_sell_out\"><\/span>My business is my baby\u2014I can\u2019t sell out!<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>Tons of people feel this way, and for good reason. After putting so much time, money, and effort into your business, the thought of letting it go to someone else can be horrifying! Plus, one of the big benefits of creating your own business is getting full control over every single decision, and letting go of that can be tough. What if the new owner completely overhauls <a href=\"https:\/\/www.qceventplanning.com\/blog\/2016\/01\/branding-your-business-style\/\" target=\"_blank\" rel=\"noopener noreferrer\">the personal flair<\/a> you worked so hard to create? Worse, what if they just ruin the whole thing?<\/p>\n<p><img loading=\"lazy\" decoding=\"async\" width=\"672\" height=\"413\" src=\"https:\/\/www.qceventplanning.com\/wp-content\/uploads\/2016\/02\/shutterstock_192063251_ed.jpg\" alt=\"Happy event planner working from a home office\" class=\"alignnone size-full wp-image-8364\" srcset=\"https:\/\/www.qceventplanning.com\/blog\/wp-content\/uploads\/2016\/02\/shutterstock_192063251_ed.jpg 672w, https:\/\/www.qceventplanning.com\/blog\/wp-content\/uploads\/2016\/02\/shutterstock_192063251_ed-300x184.jpg 300w\" sizes=\"auto, (max-width: 672px) 100vw, 672px\" \/><\/p>\n<p>Luckily, retiring from a small business doesn\u2019t just mean a choice between selling out and working forever. Some buyers are willing to negotiate a deal where you\u2019ll hold onto part of the company or retain some limited management involvement, if it\u2019s the business side of things you can\u2019t bear to lose. On the other hand, if you\u2019re interested in scaling back your involvement but still taking on a few clients, you might want to negotiate a deal where you step down from ownership and become a part-time employee in your own business!<\/p>\n<p>Passing the business on to someone in your family is another option that keeps you close, but planning for it can be tricky. Don\u2019t assume that your sister, brother, son, daughter, niece, nephew, cousin, or other relative will want to take on your event planning business\u2014we\u2019ve all seen enough Hollywood movies to know how that ends! Instead, be realistic and figure out a backup plan in case your relatives decide they have different dreams to follow.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"But_how_do_I_make_my_business_attractive_to_buyers\"><\/span>But how do I make my business attractive to buyers?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>Aside from running a profitable, well-marketed business, the most important way to make your business appealing to a buyer is to <a href=\"https:\/\/www.qceventplanning.com\/blog\/2015\/11\/taking-your-bu-or-assistants\/\" target=\"_blank\" rel=\"noopener noreferrer\">grow<\/a>. Let\u2019s face it: a one-person business just won\u2019t sell, and certainly not for enough to support your retirement lifestyle.<\/p>\n<p>If you\u2019re planning on selling your event planning business when you retire, you\u2019ll need to start thinking about <a href=\"https:\/\/www.qceventplanning.com\/blog\/2014\/10\/expanding-business-hiring-employees\/\" target=\"_blank\" rel=\"noopener noreferrer\">taking on employees<\/a>. Even though you might not be ready to start hiring yet, setting out some goals for growth early on helps to make sure you\u2019re on track for creating a business that\u2019ll sell for a good profit.<\/p>\n<p><img loading=\"lazy\" decoding=\"async\" width=\"672\" height=\"363\" src=\"https:\/\/www.qceventplanning.com\/wp-content\/uploads\/2016\/02\/shutterstock_184675706_ed.jpg\" alt=\"Group of event planners working together on a concept\" class=\"alignnone size-full wp-image-8366\" srcset=\"https:\/\/www.qceventplanning.com\/blog\/wp-content\/uploads\/2016\/02\/shutterstock_184675706_ed.jpg 672w, https:\/\/www.qceventplanning.com\/blog\/wp-content\/uploads\/2016\/02\/shutterstock_184675706_ed-300x162.jpg 300w\" sizes=\"auto, (max-width: 672px) 100vw, 672px\" \/><\/p>\n<p>When\u2019s the best time to start looking for buyers? Pretty much as soon as possible. Yes, we know you won\u2019t be retiring for years, but keeping an eye out for potential buyers means you\u2019ll be well and truly prepared to sell when the time comes. This way, you\u2019ll avoid scrambling to sell (and losing out on a good price in the process) when you decide you\u2019re ready to step down from the event planning world.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"Okay_Ive_got_a_goal_for_my_event_planning_business_Now_how_do_I_save_for_it\"><\/span>Okay, I\u2019ve got a goal for my event planning business. Now how do I save for it?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>Your options for retirement savings plans will depend on your business and on where you live, since different countries have different retirement plan setups, so you\u2019ll need to do a little research of your own.<\/p>\n<div style=\"overflow: auto\">\n<div class=\"half-1\">\n<p>Luckily, the best way to get started on picking a retirement plan is simple: just go talk to a financial advisor. Unless you\u2019re an expert on finances, investments, and savings, getting professional advice is the easiest way to make sure you\u2019re going with the best possible decision for you and your business.<\/p>\n<p>If you\u2019re planning on financing your retirement by selling your business, the first step is to figure out how much your business will be worth. This is tough to estimate, even for finance experts, so aim to get an approximate range where you can expect your business\u2019s value to land. That way, any economic changes won\u2019t mess up your whole retirement plan.<\/p>\n<\/div>\n<div class=\"half-2\">\n<p><img loading=\"lazy\" decoding=\"async\" width=\"323\" height=\"408\" src=\"https:\/\/www.qceventplanning.com\/wp-content\/uploads\/2016\/02\/shutterstock_207790447-1_ed.jpg\" alt=\"Event planner holding her notebook\" class=\"alignnone size-full wp-image-8370\" srcset=\"https:\/\/www.qceventplanning.com\/blog\/wp-content\/uploads\/2016\/02\/shutterstock_207790447-1_ed.jpg 323w, https:\/\/www.qceventplanning.com\/blog\/wp-content\/uploads\/2016\/02\/shutterstock_207790447-1_ed-238x300.jpg 238w\" sizes=\"auto, (max-width: 323px) 100vw, 323px\" \/><\/p>\n<\/div>\n<\/div>\n<p>Does selling your business mean you don\u2019t have to worry about saving? Nope. You\u2019ll still need some sort of retirement savings plan (again, this is where the financial advisor comes in really handy)\u2014and remember, once you start growing, you won\u2019t just be responsible for looking after your own retirement!<\/p>\n<h3 align=\"center\"><i>Do you want to learn more about turning your creative flair for event planning into a real business? QC Event School\u2019s <a href=\"https:\/\/www.qceventplanning.com\/online-event-courses\/\" target=\"_blank\" rel=\"noopener noreferrer\">courses<\/a> include the event and business training you need for success!<\/i><\/h3>\n","protected":false},"excerpt":{"rendered":"<p>Event planners specialize in, well, planning. But as a small business owner, have you started planning for your retirement yet?<\/p>\n","protected":false},"author":8,"featured_media":8363,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"inline_featured_image":false,"footnotes":""},"categories":[2,11],"tags":[],"ppma_author":[349],"class_list":["post-8361","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-business","category-career"],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v26.6 (Yoast SEO v26.6) - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>The Event Entrepreneur\u2019s Guide to Planning for Retirement - Pointers for Planners<\/title>\n<meta name=\"description\" content=\"Event planners specialize in, well, planning. 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